Approximately 40 million Americans do not have a bank account and there are more reasons of it and reason may vary. One of the reasons is for that is past bounced checks of the people. The second reason can be distrust to the bank system and service or time he doesn’t want to waste for going to the bank and open an account.

For these kinds of people there are lots of ways to get free prepaid cards where there is no fees or low fees. For example worldwide famous companies such as Visa and MasterCard offers for their customers prepaid cards with no fees of low fees.

-Vision Premier (SM) Prepaid Visa Card – 0 USD Activation and 0 USD Weekly fee with Direct Deposit.

- Vision Silver(SM) Prepaid MasterCard – 0USD Activation with Discount.

No matter what kind of reason can be for those who doesn’t have a prepaid card, they are simply not aware about advantages of prepaid cards. They are often paying big percents to check cashing stores to cash their weekly paychecks. Approximately it costs consumers 10 billion USD annually charged by check cashing stores. And consumers pay 3% or more to cash a paycheck. Besides there are the other problems for consumers while they are getting cashed their paychecks. First one is of course security of your cash which you get cashed. There is no guarantee you can secure your cash while you are walking around with hundred of dollars in your pocket. It can be stolen or lost that can happen anytime you are not aware of. The second one is inconvenience. It takes you a huge of time and expense while you are visiting check cashing stores. That’s why this kind of way is not safe and convenient. The best way to economize and simplify the way you are is to get a prepaid card with no fees or low fees.

How a prepaid card works

It is very simple to use a prepaid card. You can allocate your funds to the prepaid card and use it anywhere where plastic cards are accepted. Your funds can be allocated to your prepaid card in one of several ways:

* Direct deposit: With almost most prepaid cards you can have your paycheck, government check or benefits check which is directly deposited to into your card. This is a very convenient and safe way of allocating your funds without any trouble. By the way you can have these features by getting prepaid card for free or for a small monthly fee. Monthly fee means that small service fee will be deducted from your card in monthly basis.
* Cash networks: Your cash can be allocated to your prepaid card via several cash networks including MoneyGram, Western Union or Visa Money Link and many more. You can find these cash networks at many stores which work with cash networks.
* Money share: Prepaid cards allow you to share your money with your close people such as family members, friends and the others by transferring your funds while it is needed. This way is the most convenient, safe for doing such transactions. It gives you a chance to transfer money from one card to another or send your funds to another country where your relatives live. This service is very convenient for the students or people who are in business trip.

There are lots of advantages of free prepaid cards. However the best advantage is a direct deposit of paychecks, government checks and benefit checks. You have to remember that free prepaid card gives you an opportunity to allocate your paycheck onto your prepaid card at the same day that you have to be paid. Not only paycheck the other funds could be allocated to your prepaid card directly without any charge. These kinds of advantages simplify your lifestyle and waste your time and not only.

The one of the most important advantage of free prepaid card is online shopping. You can buy anything what you are interested in and nowadays almost all merchant companies do it via internet. It is very easy and convenient for those who have free prepaid cards. It gives them lots of benefits which you will sense while you will be shopping via internet. Besides it is very easy to use your free prepaid card while you will be paying your utilities, car loans, mortgage, and etc. Here are the other advantages of free prepaid card: